Cyber Liability Overview | PPM - Medical Professional Liability Insurance

PPM is pleased to provide cyber liability insurance as a benefit to PPM medical professional liability policyholders. Cyber Liability (eMD^TM) Insurance is being extended through a partnership with Tokio Marine | HCC, the leading provider of Cyber Liability Insurance to health care professionals in the United States. Standard coverage with $100,000 limits (including claims costs) will be provided to PPM policyholders for no additional charge.

Sign in to MY PPMRRG to learn about the coverage you already have as a PPM policyholder. By signing in, you can also access our cyber liability risk management resource site with state specific regulations, policies, procedures, training and other tools to help mitigate exposure to a data breach.

Please feel free to contact your PPM business development or underwriting representative with any questions regarding the Cyber Liability (eMD^TM) Insurance.

e-MD^TM Highlights

State-of-the-art coverage for PHI-related risks
Comprehensive breach response services
Expert panel of service providers including legal, IT, Credit Monitoring and PR vendors
Defense coverage for government investigations into HIPAA violations
Expert Claims Handling

e-MD^TM, the cyber liability insurance solution for healthcare providers, offers a comprehensive suite of data security and privacy insurance solutions that are custom-tailored for the unique needs of healthcare businesses.

Our core cyber liability coverage components include:

Network security and privacy insurance
Privacy breach responses costs
Network asset protection (including accidental data loss)
Defense costs and fines/penalties for violations of privacy regulations including but not limited to HIPAA, Red Flag Rules, and Hi-Tech
Multimedia insurance
Cyber extortion
Cyber terrorism

Breach Readiness, Response, and Restoration

Once you suspect a breach, all you need to do is give us a call and a Tokio Marine | HCC claims examiner will be your advisor through the entire response process. Each breach requires a unique response depending on the circumstance -- one size does not fit all.

Breach response services available to you:

Legal counsel services
IT security and forensic experts
Public Relations/Advertising support
Breach notification to customers and partners
Call Center and website support
Credit monitoring and identity theft restoration services

Cyber Claim Examples

Specimen Copy of Cyber Liability Master Policy