Cyber Liability Overview

In response to the increased public attention, federal and state regulations and potential liability arising from the disclosure of PHI, PPM recently announced, for the benefit of all PPM policyholders insured on or after January 1, 2015, the addition of Cyber Liability (eMD™) Insurance. The addition of Cyber Liability Insurance is being extended through a partnership with NAS Insurance, the leading provider of Cyber Liability Insurance to health care professionals in the United States. Standard coverage with $50,000 limits (including claims costs) will be provided to PPM policyholders for no additional charge.

Sign in to MY PPMRRG to learn about the coverage you already have as a PPM policyholder. By signing in, you can also access our cyber liability risk management resource site with state specific regulations, policies, procedures, training and other tools to help mitigate exposure to a data breach.

Please feel free to contact your PPM sales or underwriting representative with any questions regarding the Cyber Liability (eMD™) Insurance.


e-MDTM Highlights

  • State-of-the-art coverage for PHI-related risks
  • Comprehensive breach response services
  • Expert panel of service providers including legal, IT, Credit Monitoring and PR vendors
  • Defense coverage for government investigations into HIPAA violations
  • Expert Claims Handling

e-MDTM, the cyber liability insurance solution for healthcare providers, offers a comprehensive suite of data security and privacy insurance solutions that are custom-tailored for the unique needs of healthcare businesses.

Our core cyber liability coverage components include:

  • Network security and privacy insurance
  • Privacy breach responses costs
  • Network asset protection (including accidental data loss)
  • Defense costs and fines/penalties for violations of privacy regulations including but not limited to HIPAA, Red Flag Rules, and Hi-Tech
  • Multimedia insurance
  • Cyber extortion
  • Cyber terrorism

Breach Readiness, Response, and Restoration

Once you suspect a breach, all you need to do is give us a call and an NAS claims examiner will be your advisor through the entire response process. Each breach requires a unique response depending on the circumstance -- one size does not fit all.

Breach response services available to you:

  • Legal counsel services
  • IT security and forensic experts
  • Public Relations/Advertising support
  • Breach notification to customers and partners
  • Call Center and website support
  • Credit monitoring and identity theft restoration services

Cyber Claim Examples